Elaine Peace's Blog

Posted on 06/28/2020
Legal Reasons to Back Out of a Real Estate Purchase Contract
Photo by Gerd Altmann via PixabayOnce you sign a purchase agreement, whether you are the buyer or seller, it is very difficult to back out of it. However, as a buyer, you are able to back out if your real estate agent drafts the contract properly. Real estate agents use a standard contract. That does not mean that...
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Posted on 06/21/2020
What is a USDA Loan?
Image by Free-Photos from Pixabay If you're looking for loans with excellent interest rates, you may have heard the term USDA bandied about. This special type of loan is attractive on paper, but the reality is a little more complicated than what meets the eye. Learn more about what a USDA loan is meant to do, how to...
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Posted on 06/14/2020
Is Private Mortgage Insurance Required?
Image by StartupStockPhotos from Pixabay In general, if you have less than 20 percent of a down payment for the house you want, you will have to pay private mortgage insurance (PMI). This insurance is a cost to you to protect the lender if you default on the loan. In most cases, it’s better to save the 20...
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Posted on 06/07/2020
Who Occupies Live-Work Properties?
Photo by Archi_Viz via Shutterstock Many urban areas promote the concept of working where you live, or living where you work, to simplify your life. But what does that mean when you’re buying real estate? The main difference is in zoning requirements and building codes. Those that are primarily zoned as residential offer fewer options for commercial enterprises....
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Posted on 05/31/2020
Avoid These Common Mortgage Mistakes
Image by Jan Vašek from Pixabay One of the biggest hurdles people face when looking for a home is applying for a mortgage. While applying for a mortgage is relatively straightforward, finding favorable terms might be more challenging. Many buyers are surprised by how broad the terms of a mortgage might be. With this in mind, it is...
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Posted on 05/24/2020
Expedite the House Selling Journey
The home selling journey may prove to be long and arduous, particularly for those who fail to plan ahead. Fortunately, there are many things you can do to expedite the house selling cycle and quickly achieve your desired results. Let's take a look at three tips to help you accelerate the home selling journey. 1. Understand Your Target Audience...
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Posted on 05/17/2020
Can You Afford a Second Residence?
If you have always wanted to own a second home in the mountains, near the beach or just about anywhere else, now may be the ideal time to transform your dream into a reality. The housing market offers many opportunities for property buyers – even those who already own a residence. If you understand what it takes to navigate...
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Posted on 05/10/2020
DIY: Using Concrete Pavers in Your Yard
Image by Bronisław Dróżka from Pixabay For anyone who is intimidated by the idea of working with garden pavers, for those who may think they are tools only for professionals experienced in masonry, be assured that you too can beautify your garden and yard with these smooth finishing touches. Perfect for taming and refining wild, overgrown areas, concrete...
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Posted on 05/03/2020
Do You Have Professional Education Requirements?
Image by Free-Photos from Pixabay Do you need to complete professional education for your job? Free online webinars can meet all or most of your continuing education needs. How Do Online Webinars Work? Online webinars work the same as any other online class — or very similar to an in-person class. You log in using a video conferencing...
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Posted on 04/26/2020
Outdoor Get Away Place in Your Own Backyard
Photo by Tod Franklin via Pixabay What makes you happy? Do you love to sit and read? Or are you more of a hang-out-with-friends kind of homeowner? Regardless of what moves you, there's a way to create space for it in your own backyard. Even better -- you can increase your home's resale value in the process. Use...
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Posted on 04/19/2020
Are You Ready to Address Home Selling Hurdles?
The home selling journey may be perilous, particularly for an individual who is unprepared for potential pitfalls. Fortunately, there are lots of things that you can do to quickly identify house selling hurdles and address such issues before they get out of hand. Now, let's take a look at three tips to help you detect and resolve a wide...
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Posted on 04/12/2020
Questions to Consider Before You Attend a Home Showing
A home showing represents a valuable opportunity for a property buyer. However, there may be instances in which a buyer is unsure about whether to attend a house showing. Lucky for you, we're here to help you weigh the pros and cons of scheduling a home showing. Now, let's take a look at three questions to consider before you...
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